Maryam Nawaz Sharif, the Chief Minister of Punjab, has initiated the Apni Zameen Apna Ghar initiative, an important welfare program that is designed to offer free housing to the province’s most impoverished and destitute residents. Under the administrative supervision of the Housing, Development, and Health Care Planning Department, the Punjab State Housing and Urban Development Agency is operating the initiative.
The initial phase of the initiative, which is currently underway, is designed to provide 1,892 free 3-marla plots (675 sq. ft.) across 23 housing initiatives in 19 districts. The voting process for land allocation commenced as of mid-May 2025, and the results are anticipated by late May. The Punjab Housing & Urban Planning Agency (PHATA) has reported that up to Rs 1.5 million in interest-free construction loans will be provided to over 33,500 beneficiaries.
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These loans will be repayable at a rate of Rs 14,000 per month over a seven-year period. The government intends to construct 100,000 homes in four and a half years, with 2,000 already completed in the past six months. Construction of 34,000 houses is currently ongoing.
Key Features of the Apni Zameen Apna Ghar Scheme
Some of the key feautures of Apni Zameen Apna Ghar Scheme are:
Residential plots of three marlas (nearly 675 sq. ft.) are provided free of charge to eligible families.
The initiative is intended for low-income households, widows, infants, incapacitated individuals, laborers, and destitute individuals in 19 districts of Punjab.
Eligibility Criteria
The conditions that follow must be satisfied by registrants in order to be eligible for the program:
- Must be a resident of Punjab and a citizen.
- Ownership of any land or residence is prohibited.
- Must be a member of a low-income household with a monthly income of less than Rs. 30,000.
- Prioritization is given to orphans, widows, divorced or disabled women, and individuals residing in informal or rented settlements.
- An individual must possess a valid CNIC (Computational National Identity Card).
How to Apply—Step-by-Step Guide
The process to apply to the Apni Zameen Apna Ghar is easy and cost-free. Here is how:
Step 1: Visit the Official Portal
Visit the Punjab Government’s official website or anticipate the upcoming unveiling of the Apni Zameen Apna Ghar portal.
Step 2: Fill Out the Application Form
- Complete the online form (after the portal is operational)
- Please copy the form as well as submit it manually.
- You will be asked to furnish the following:
- CNIC number
- Income data to assist the family
- Dependents’ count
- Present living situation (e.g., informal housing, rented)
Step 3: Attach Required Documents
Please include the following information with the application you submit:
- A duplicate of your CNIC
- Income verification (if feasible)
- Certificate of widowhood, infirmity, or split (if applicable)
- Proof of residency, such as an electricity or water bill or rent receipt.
Step 4: Submit the Application
Applications may be submitted to:
- Online via the company’s official website (a link to be supplied in the near future)
- Or in person at the following locations: Union Council Offices, Tehsil Offices Assistant Commissioner Offices
- Offices of the Home Department
Step 5: Verification and Balloting
After uploading:
Applications receive digital verification.
The automated balloting system is equitable and the eligible applicants are entered.
The winners will be notified via SMS or phone and will receive an allotment of 3 Marla.
Frequently Asked Questions (FAQs)
Q1: Is this program exclusively for women?
Men are also eligible to register; however, widows, divorced women, and female-headed households are prioritized.
Q2: Is there a fee associated with the application process?
No, the application procedure is entirely free of charge.
Q3: Is it possible for me to submit an application if I already possess a modest tract of land in another location?
No, this program is exclusively intended for individuals who do not possess any land or property.
Q4: Will the officials also provide assistance in the construction of the house?
Certainly, the scheme will provide development help in future phases, including subsidized loans and microfinance.
Q5: Is it possible to sell the territory after acquiring it?
Beneficiaries are prohibited from promptly disposing of the plot. In order to prevent misuse, legal conditions will be applied.
Q6: What are the alternate options if the application is rejected for this scheme?
You can reapply by addressing the rejection remarks. Or, alternatively, you can buy a plot in some low-budget housing scheme like Urban City Lahore, New Metro City Lahore, Park Avenue Lahore, Park View City Lahore, Al Raheem Gardens, Park Lane City, Etihad Town, Al Rehman Gardens, Kingdom Valley Lahore, or Dream Gardens.
Conclusion
The CM Punjab 3 Marla Scheme plot is an encouraging initiative for the grossly excluded population of Punjab. Families are now able to build houses and transform their lives by obtaining free land and access to affordable construction loans. All eligible families are encouraged to visit the official website to apply online and track their application status in order to take advantage of this opportunity. The scheme is set to set new standards for transparent processes, targeted eligibility, and clear visions in the field of social welfare and housing for the country.
